Page 10 of 15 FirstFirst ... 89101112 ... LastLast
Results 271 to 300 of 427
  1. #271
    Mayor of Chilli Town joeriddick's Avatar
    Join Date
    Sep 2011
    Location
    Returning Some Videotapes
    Quote Originally Posted by masterchief View Post
    IMHO, no, it'd just get pissed away.
    Pissed away on what?
    To The Brave and the Faithful, Nothing is Unpublishable.

  2. #272
    Quote Originally Posted by joeriddick View Post
    Pissed away on what?
    Possibly he doesn't understand or know that 18 billion euro has been paid over to bondholders so far this year. I believe another 3.5 billion will be paid over before the end of this year. With at least another 17 billion euro next year. Pissed away on what indeed...
    4 Feb 2011 - Gilmore on the General Election

    "Frankfurts way or Labours way."

    28 Feb 2012 - Gilmore on a yes vote for the fiscal treaty

    "A vote for economic stability and a vote for economic recovery."

  3. #273

    Re: When 75,000 a year just isn't enough.

    Quote Originally Posted by exiled to connacht View Post
    I just used taxcalc there to see what you meant. Taking this years likely salary to be 65k it gives him a net income of-
    41868
    - 3900 aprox cost of health ins rounded up to 75pw.
    =38000 approx.
    He would also have deductions such as AGSI(12 euro pw) garda benevolent fund(2/3 europw) IPA(2 pw) irish cancer society(2pw) these are the standard ones but being a sergeant he could have more. if there are CU debt that would be deducted here also.
    Plus nearly 5200 in children's allowance, based on 3 kids - although again the article isn't clear on that.

    If CU payments are deducted at source, why do they have nearly 220 a month in the MABS calcs for credit union?

    Look, I'm not trying to be hard on the fella, and there is a good chance that he is in financial difficulty, but the whole story has been a full of half truths since the beginning.

    As mentioned already, I'm sure that this has placed even more pressure on the family in question.

    The journalist should be fired for gross incompetence, and her editors need to take a long look at themselves for allowing such factually deficient tripe to be published in a broadsheet.
    “Do not repeat the tactics which have gained you one victory, but let your methods be regulated by the infinite variety of circumstances.”

  4. The Following User Says Thank You to fitzy73 For This Useful Post:


  5. #274
    Mayor of Chilli Town joeriddick's Avatar
    Join Date
    Sep 2011
    Location
    Returning Some Videotapes
    Quote Originally Posted by McCloud View Post
    Possibly he doesn't understand or know that 18 billion euro has been paid over to bondholders so far this year. I believe another 3.5 billion will be paid over before the end of this year. With at least another 17 billion euro next year. Pissed away on what indeed...
    I was thinking it might get pissed away on mental things like food for their kids or electricity or something like that.

    Or maybe it might all get pissed away on drink, heroin and lotto tickets like all those eight foot tall strawmen on the dole.
    To The Brave and the Faithful, Nothing is Unpublishable.

  6. The Following User Says Thank You to joeriddick For This Useful Post:


  7. #275
    Quote Originally Posted by fitzy73 View Post
    Plus nearly 5200 in children's allowance, based on 3 kids - although again the article isn't clear on that.

    If CU payments are deducted at source, why do they have nearly 220 a month in the MABS calcs for credit union?

    Look, I'm not trying to be hard on the fella, and there is a good chance that he is in financial difficulty, but the whole story has been a full of half truths since the beginning.

    As mentioned already, I'm sure that this has placed even more pressure on the family in question.

    The journalist should be fired for gross incompetence, and her editors need to take a long look at themselves for allowing such factually deficient tripe to be published in a broadsheet.
    if hes in one of the two garda credit unions and as article mentions a budget account he most likely is all cy transctions would be done at source.ie savings, loan repayments, budget a/c deposits etc.

    the author attempted to highlight the situation the majority of people trying to pay the bills are in at a time our gov are trying to scare us into submission before the next wave of cuts/taxes. she just made a very bad job of it by making it personal.

    when using taxcalc.eu i was very surprised to see that a public sector employee earning 75k pa is nearly 6k worse off net than his private sector counterpart also on 75k. i know we have a state pension but that doesnt pay the bills in 2012. and they want to cut us more.

  8. #276
    Quote Originally Posted by exiled to connacht View Post
    when using taxcalc.eu i was very surprised to see that a public sector employee earning 75k pa is nearly 6k worse off net than his private sector counterpart also on 75k. i know we have a state pension but that doesnt pay the bills in 2012. and they want to cut us more.
    It's pretty ok price for a pension (a 30 yr old earning 75k would need to contribute about 6k net to get a 50% pension in the private sector according to the pension board calculator), though I accept you don't have the short term option of suspending contribnutions to improve your current cash flow.

    Anyone else think the MABS budget is a wee bit generous. Not amazingly so or anything but every couple of years I usually keep a record of my monthly outgoings monthly expense and the last time I did this exercise my core outgoings were less than theirs.

  9. #277
    The indo taking over from the IT as the paper of record? We're doomed.

    http://www.independent.ie/opinion/co...p-3263749.html

    SOMETHING does not add up about the garda sergeant whose wife has written to Cabinet members claiming the family can't feed its children.
    The sergeant earns €75,000 a year when overtime and allowances are taken into account.
    But his wife has written to politicians claiming the family has just €109 left a week after income tax, the universal social charge, pension, health insurance, mortgage and utility deductions have been taken out of the pay packet.
    The letter explains how the family has a €1,400 monthly mortgage payment on a four-bedroom semi-detached family home bought seven years ago.
    Repeated cuts to her husband's wages have left them "living a nightmare".
    "There are weeks when I can't put food on the table. I call them 'cornflakes days' when all we eat all day is cornflakes," the letter from the wife claims (the husband did not want to be named, as he is a garda).
    The woman wrote that even though her eldest child got enough points to go to a prestigious college, they couldn't afford the fees.
    The plight of the family has been cited as an example of the financial difficulties of middle-income households.
    But hold on a minute here. There is something not quite right about this.
    Can a family grossing €75,000 really not afford to provide its children with a wholesome meal?
    Finance experts calculated yesterday that earnings as high as that should leave a lot more to live on than €100 a week.
    Some quick calculations indicate that even after pension, income tax and the universal social charge are taken out that the net pay should be €3,600 a month.
    The monthly mortgage payments are indeed high but even after that is paid there should still be €2,200 left over which would allow a family to live comfortably, according to figures put together by accountants on the www.askaboutmoney.com website.
    And others have questioned why a family that is forced to give its children cornflakes all day on some days is paying €75 a week for private health insurance.
    As for the claim that the family can't send one of its children to college, it needs to be pointed out that 42pc of students are on a grant. The awarding of a grant, or a part grant, is based on a means test.
    Now there could be other debts that the letter does not detail, but is defies belief that a family on €75,000, even with a big mortgage, is struggling to feed its children a decent meal.
    Could it be that the letter is an elaborate attempt to ensure the gardai do not lose some of the 57 different allowances they get?
    One has to wonder.

  10. The Following 2 Users Say Thank You to Armin Tamzarian For This Useful Post:


  11. #278
    Moderator Balla Boy's Avatar
    Join Date
    Aug 2006
    Location
    United Kingdom

    When 75,000 a year just isn't enough.

    Quote Originally Posted by Evil Omer View Post
    In case you've been living on a different planet for the last couple of years regulators have jumped on the banks with size 15s. Tighter controls are being pushed about not lending to high risk. Not continuing to support bad debt. All of that is because people want that done. Very vociferous public opinion wants the banks kicked and reigned in. But at the same time people give out about banks not lending to businesses already on the verge of going to wall and about how the banks shouldn't be threatening to repossess on mortgage debt. You can't have it both ways but people don't seem to be capable of tying the two together, you can't have tighter control and charity behaviour.

    On your other points are you saying that even if I was one of the ones saying it won't last, I shouldn't point it out now - sorry but no that doesn't cut it? Common sense was not that it would flatten and have a soft landing and not everyone was saying it was all rosey. That people chose to ignore the nay sayers was their choice not someone else's fault. The fact they were among many idiots doesn't make them any less of an idiot. I said years ago on this site that rule of thumb said the average mortgage rate in the UK if taken across a true period was 10% and sensible people budgeted on the basis of could they afford to repay at that rate and on the potential value of the house not the highest value. There needed to be more to economies than building houses everywhere and creating massive debt on the basis that it would never end. Again the fact people CHOSE not to understand that this could not keep going is just that, a choice.

    Two things stand out for me.

    1. Until people get their heads round the fact they made dumb choices based on head in the sand belief that it would never end then this will just happen all over again in 15-20 years time.

    2. I have sympathy for genuinely hard up people who didn't jump on the property band wagon and tried to keep their lives going steady for the sake of ensuring their families were properly cared for. Those people, as I said but you chose to ignore, are now sending kids to school without a breakfast in them cos they can't afford it. That's unfair and I'll place my sympathy where I feel it is deserved. I'll also continue to support comments like BBs about genuinely considering finances before having more kids. If more people thought that way then there wouldn't be some of the issues we have today.


    Let me ask you all something, change it from a Guard to a banker with 75K per annum and see how much sympathy you'd have then. Yes it's sad when families struggle but as I've pointed out so many times on here, I have only so much sympathy and charity to go around and I'll expend it on the most deserving first and foremost.
    Thanks for the support and all, EO, but I'm not being sensible. I'm ****ing incandescent.

    And I'm reading this morning about rentier MPs profiting on their mortgaged properties in London while the taxpayer funds their rent for London living.

    ****s. ****s. ****s.
    "We will not walk in fear, one of another. We will not be driven into an age of unreason if we dig deep into our history and remember we are not descended from fearful men" Edward R Murrow

    "Little by little, we have been brought into the present condition in which we are able neither to tolerate the evils from which we suffer, nor the remedies we need to cure them." - Livy

  12. #279
    Interesting article in the Irish Times today.
    4 Feb 2011 - Gilmore on the General Election

    "Frankfurts way or Labours way."

    28 Feb 2012 - Gilmore on a yes vote for the fiscal treaty

    "A vote for economic stability and a vote for economic recovery."

  13. #280
    Munster Praetorian Guard bugler's Avatar
    Join Date
    Oct 2007
    Location
    To be fair, Charlie Weston gets it wrong about the €75k - that is not the current salary. Even if the confusion stems from the poorly constructed original article, he should have got that right.

    As for that IT article today - it's good to hear there are actually options for those who want to look to emigrate. I wonder are there similar schemes for Canada?

  14. #281
    Quote Originally Posted by McCloud View Post
    Interesting article in the Irish Times today.
    Gardai sleeping in cars between shifts, ffs.

    Every Garda I know benefits from the free taxi service that is the Garda car. (and fairs fair, it's a minor perk and we'd all do the same)
    It is useless to attempt to reason a man out of a thing he was never reasoned into.

    Every plan I have is the best plan in the room. Everybody get quiet and listen to it, and everybody will win

  15. #282
    Munster Praetorian Guard bugler's Avatar
    Join Date
    Oct 2007
    Location
    Quote Originally Posted by JoeyFantastic View Post
    Gardai sleeping in cars between shifts, ffs.
    Lacks subtlety. A bit like the "eating cardboard" tall tale also swallowed by the IT.

  16. #283
    Quote Originally Posted by bugler View Post
    Lacks subtlety. A bit like the "eating cardboard" tall tale also swallowed by the IT.
    Well the supers should be raked over coals for it. A guy sleeping in a car is hardly going to show up for work in peak condition to do his job. If it is happening (I mean, it isn't) but if it is the calibre of Garda in question and his superiors is frighteningly low.
    It is useless to attempt to reason a man out of a thing he was never reasoned into.

    Every plan I have is the best plan in the room. Everybody get quiet and listen to it, and everybody will win

  17. #284
    Quote Originally Posted by bugler View Post

    As for that IT article today - it's good to hear there are actually options for those who want to look to emigrate. I wonder are there similar schemes for Canada?
    Not sure if there is a fast track, but it's interesting to see the salaries for the Mounties.

    http://www.rcmp-grc.gc.ca/recruiting...s-taux-eng.htm

    They'd earn a lot more than the Guards, it would seem.

    Then again, I wouldn't fancy working in -20 for most of the winter ...
    “Do not repeat the tactics which have gained you one victory, but let your methods be regulated by the infinite variety of circumstances.”

  18. #285
    Leader of the Red Hordes DONC's Avatar
    Join Date
    Apr 2008
    Location
    Christmas Island
    Quote Originally Posted by fitzy73 View Post
    Not sure if there is a fast track, but it's interesting to see the salaries for the Mounties.

    http://www.rcmp-grc.gc.ca/recruiting...s-taux-eng.htm

    They'd earn a lot more than the Guards, it would seem.

    Then again, I wouldn't fancy working in -20 for most of the winter ...
    They have a good choir though - if a little prudish perhaps

    http://www.youtube.com/watch?v=5zey8567bcg
    I am one of the 5 clowns woo hoo

  19. The Following User Says Thank You to DONC For This Useful Post:


  20. #286
    Admiral of the Fleet Valencia's Avatar
    Join Date
    Nov 2006
    Location
    Argentina
    How many on here would encourage their kids to emigrate? (I know that some will have no choice but to go) but if they had the choice would you encourage it?

    I think most of us like to have our families close by, but I wonder would I be selfish not to say "Go out there and see what you can make for yourself, see a bit of the world and if you find a part you like settle down there) I was an awful homebird, but I've become more and more disillusioned with this place, yet too old and too tied to go anywhere. The Climate here is yuk although you could no doubt get fed up with non-stop sunshine too
    Con Artist

  21. #287
    Munster Praetorian Guard Kavy's Avatar
    Join Date
    Sep 2007
    Location
    Ireland
    Quote Originally Posted by JoeyFantastic View Post
    Gardai sleeping in cars between shifts, ffs.

    Every Garda I know benefits from the free taxi service that is the Garda car. (and fairs fair, it's a minor perk and we'd all do the same)
    In fairness to the point made in the article, I am aware of evidence that supports it. Your point above Joey is accepted, but in fairness would only apply provided the lift home was within a few miles radius..

    Garda rosters were totally revamped in April this year to bring them (largely) into line with the E.U. working time directive. The new rosters now provide for a minimum of 11 hours rest period between shifts. Prior to April the shift pattern was such that members regularly finished at 10pm and were required to start again at 6am the following morning, an 8 hr turnaround.

    When you couple the above with members who worked in Dublin, but bought houses in towns as far as away as Mullingar, Carlow etc you can see how it might make sense for a lad to put the head down local to the station rather than spend possibly 2 of the 8 hrs rest driving up and down. He was also saving €€€€ on fuel. In some cases I'm aware of it was done as a necessity as money got tighter, but how widespread it was (is?) as a problem I have no idea.


    In the instances I'm aware of a Sgt. I know had 2 or 3 lads on his unit in a North City Dublin station. The lads were able to kip down in quiet corner of that particular station. It's possible that a few lads elsewhere did resort to their cars.

  22. The Following User Says Thank You to Kavy For This Useful Post:


  23. #288
    Munster Praetorian Guard bugler's Avatar
    Join Date
    Oct 2007
    Location
    Quote Originally Posted by Valencia View Post
    How many on here would encourage their kids to emigrate? (I know that some will have no choice but to go) but if they had the choice would you encourage it?

    I think most of us like to have our families close by, but I wonder would I be selfish not to say "Go out there and see what you can make for yourself, see a bit of the world and if you find a part you like settle down there) I was an awful homebird, but I've become more and more disillusioned with this place, yet too old and too tied to go anywhere. The Climate here is yuk although you could no doubt get fed up with non-stop sunshine too
    I would encourage it if there were good opportunities to be had. It becomes a lot tougher once young kids are involved, for instance myself and the wife have thought it over but did not feel good about depriving our son of his grandparents and cousins and vice versa.

    Of course, if you go in your early to mid 20s there's no guarantee you can or will want to come back to "settle", but I kind of wish I did something along those lines.

  24. #289
    Leader of the Red Hordes DONC's Avatar
    Join Date
    Apr 2008
    Location
    Christmas Island
    Quote Originally Posted by Valencia View Post
    How many on here would encourage their kids to emigrate? (I know that some will have no choice but to go) but if they had the choice would you encourage it?

    I think most of us like to have our families close by, but I wonder would I be selfish not to say "Go out there and see what you can make for yourself, see a bit of the world and if you find a part you like settle down there) I was an awful homebird, but I've become more and more disillusioned with this place, yet too old and too tied to go anywhere. The Climate here is yuk although you could no doubt get fed up with non-stop sunshine too
    Have 1 that has already gone and another who is almost certain to go in the New Year - its a bit of a silent killer really. Like all parents on here I want what is best for my kids (well young adults now but still will always be my kids to me) and as such if there are opportunities abroad I would encourage them to go. My real feelings I would keep to myself as I think it would be selfish (I am not judging anyone here this is how I would feel about myself some could argue quite reasonably not saying what you feel is selfish).

    Discussions revolve around opportunities for them here and abroad and how their lives will develop, but really for me its a killer. I think Val we all love having our families nearby and when they leave it is heartbreaking but we all hate seeing them struggle as well. I prefer to see them leave and live well then stay in this cesspit and struggle.
    I am one of the 5 clowns woo hoo

  25. The Following User Says Thank You to DONC For This Useful Post:


  26. #290
    Munster Praetorian Guard
    Join Date
    Nov 2007
    Location
    Ireland
    Quote Originally Posted by Valencia View Post
    How many on here would encourage their kids to emigrate? (I know that some will have no choice but to go) but if they had the choice would you encourage it?

    I think most of us like to have our families close by, but I wonder would I be selfish not to say "Go out there and see what you can make for yourself, see a bit of the world and if you find a part you like settle down there) I was an awful homebird, but I've become more and more disillusioned with this place, yet too old and too tied to go anywhere. The Climate here is yuk although you could no doubt get fed up with non-stop sunshine too
    All my siblings emigrated at some point, some had it easy, others not so but the stories are all good even when 2 were homeless for a week in London, 2 married people they met while away so will never be back.

    I would actively encourage my kids to give it a go regardless of the economic situation here as it is a small world now and it's a great way to grow up quick, for me I wanted to be home and like the place more because I was away, 1 brother left at 16 and struggles to think of here as home.

  27. The Following User Says Thank You to bazzyg For This Useful Post:


  28. #291
    Admiral of the Fleet Valencia's Avatar
    Join Date
    Nov 2006
    Location
    Argentina
    Quote Originally Posted by DONC View Post
    Have 1 that has already gone and another who is almost certain to go in the New Year - its a bit of a silent killer really. Like all parents on here I want what is best for my kids (well young adults now but still will always be my kids to me) and as such if there are opportunities abroad I would encourage them to go. My real feelings I would keep to myself as I think it would be selfish (I am not judging anyone here this is how I would feel about myself some could argue quite reasonably not saying what you feel is selfish).



    Discussions revolve around opportunities for them here and abroad and how their lives will develop, but really for me its a killer. I think Val we all love having our families nearby and when they leave it is heartbreaking but we all hate seeing them struggle as well. I prefer to see them leave and live well then stay in this cesspit and struggle.
    Mine are a wee bit younger DONC, but think I'd feel exactly as you do. Personally wish I had the balls to do it years ago, now there are things I'd miss, the rugby etc, but to be honest I look at some friends who headed off to Perth several years ago, they came back for a holiday recently and the youngest Aussie born kid said "Does the Sun ever come out in this place?" From the mouth of babes
    Con Artist

  29. #292

    When 75,000 a year just isn't enough.

    Quote Originally Posted by JoeyFantastic View Post
    Gardai sleeping in cars between shifts, ffs.

    Every Garda I know benefits from the free taxi service that is the Garda car. (and fairs fair, it's a minor perk and we'd all do the same)
    Or the €20 a night room rate in city centre hotels if you show your Garda ID

  30. #293

    When 75,000 a year just isn't enough.

    Quote Originally Posted by Hugh Jardon View Post
    Or the €20 a night room rate in city centre hotels if you show your Garda ID
    Really? I worked in hotels for many years and never heard of that. Is it upstairs in coppers?

    Next you are going to say they get ladies of the night for half price too.

  31. #294
    Leader of the Red Hordes masterchief's Avatar
    Join Date
    Jan 2007
    Location
    Dublin

    Re: When 75,000 a year just isn't enough.

    Quote Originally Posted by The Last Stand View Post
    Really? I worked in hotels for many years and never heard of that. Is it upstairs in coppers?

    Next you are going to say they get ladies of the night for half price too.
    Nurses half price?
    "If we hit that bullseye, the rest of the dominoes will fall like a house of cards - checkmate!" Zapp Brannigan

  32. #295
    Munster Berserker
    Join Date
    Nov 2006
    Location
    Ireland
    Quote Originally Posted by Valencia View Post
    How many on here would encourage their kids to emigrate? (I know that some will have no choice but to go) but if they had the choice would you encourage it?

    I think most of us like to have our families close by, but I wonder would I be selfish not to say "Go out there and see what you can make for yourself, see a bit of the world and if you find a part you like settle down there) I was an awful homebird, but I've become more and more disillusioned with this place, yet too old and too tied to go anywhere. The Climate here is yuk although you could no doubt get fed up with non-stop sunshine too
    Definitely. My eldest son has lived abroad for 3 years now and I have tried unsuccessfully to encourage the younger one to move to New Zealand for a couple of years (he & his g/f live in the next town to home). I think it's a great opportunity to grow and mature. Of course I miss 1st son, but it's the nature of rearing kids to encourage them to go. And although 2nd son is close to home, I leave the pair of them very much to themselves as everybody needs their space.

  33. #296
    Leader of the Red Hordes Eamo's Avatar
    Join Date
    Nov 2006
    Location
    Quote Originally Posted by Balla Boy View Post
    Thanks for the support and all, EO, but I'm not being sensible. I'm ****ing incandescent.

    And I'm reading this morning about rentier MPs profiting on their mortgaged properties in London while the taxpayer funds their rent for London living.

    ****s. ****s. ****s.
    OMG Balla , surely not perfidious government misbehaviour? It must hurt when the institution you love the most so betrays you.
    I believe that all government is evil, and that trying to improve it is largely a waste of time.
    HL Mencken

  34. #297
    Moderator Balla Boy's Avatar
    Join Date
    Aug 2006
    Location
    United Kingdom

    When 75,000 a year just isn't enough.

    Quote Originally Posted by Eamo View Post
    OMG Balla , surely not perfidious government misbehaviour? It must hurt when the institution you love the most so betrays you.

    It's a terribly American habit to us the term Government so inaccurately Eamo.

    It doesn't mean "any public official I don't like".
    "We will not walk in fear, one of another. We will not be driven into an age of unreason if we dig deep into our history and remember we are not descended from fearful men" Edward R Murrow

    "Little by little, we have been brought into the present condition in which we are able neither to tolerate the evils from which we suffer, nor the remedies we need to cure them." - Livy

  35. #298
    Quote Originally Posted by bugler View Post
    To be fair, Charlie Weston gets it wrong about the €75k - that is not the current salary. Even if the confusion stems from the poorly constructed original article, he should have got that right.
    As much as it galls me to defend an Indo journalist, I think Weston's piece was written prior to Kathy Sheridan's clarifications and Weston is merely echoing what 90% of the commentary on the internet was saying - that the figures as presented simply did not add up. Without the additional info which Sheridan withheld for whatever reason, Weston's article is perfectly acceptable.

    I get a shiver down my spine at the thought of the Indo being more reliable than the IT.

  36. #299
    Moderator Balla Boy's Avatar
    Join Date
    Aug 2006
    Location
    United Kingdom

    When 75,000 a year just isn't enough.

    It was perfectly clear to me, and to others, on reading the first article that his earnings had reduced. Not sure where that confusion would have come from.
    "We will not walk in fear, one of another. We will not be driven into an age of unreason if we dig deep into our history and remember we are not descended from fearful men" Edward R Murrow

    "Little by little, we have been brought into the present condition in which we are able neither to tolerate the evils from which we suffer, nor the remedies we need to cure them." - Livy

  37. #300
    Quote Originally Posted by Balla Boy View Post
    It was perfectly clear to me, and to others, on reading the first article that his earnings had reduced. Not sure where that confusion would have come from.
    Even the bould Kathy wasn't pompous enough to deny that she didn't explain herself well in the original article and went as far as to issue an unprecedented clarification. The diligent folk across Ireland who pulled her up on the her shoddy article have done journalism a service and hopefully prevented other lazy hacks from dishing out emotive crap for the gullible.

    In any case, the reduction in wages in the past year does not explain how someone on 75k has been lobbying the journalist for years pleading poverty, nor the unbelieveable figures for guards going to MABS.

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •