4 Feb 2011 - Gilmore on the General Election
"Frankfurts way or Labours way."
28 Feb 2012 - Gilmore on a yes vote for the fiscal treaty
"A vote for economic stability and a vote for economic recovery."
Plus nearly 5200 in children's allowance, based on 3 kids - although again the article isn't clear on that.
If CU payments are deducted at source, why do they have nearly 220 a month in the MABS calcs for credit union?
Look, I'm not trying to be hard on the fella, and there is a good chance that he is in financial difficulty, but the whole story has been a full of half truths since the beginning.
As mentioned already, I'm sure that this has placed even more pressure on the family in question.
The journalist should be fired for gross incompetence, and her editors need to take a long look at themselves for allowing such factually deficient tripe to be published in a broadsheet.
“Do not repeat the tactics which have gained you one victory, but let your methods be regulated by the infinite variety of circumstances.”
To The Brave and the Faithful, Nothing is Unpublishable.
if hes in one of the two garda credit unions and as article mentions a budget account he most likely is all cy transctions would be done at source.ie savings, loan repayments, budget a/c deposits etc.
the author attempted to highlight the situation the majority of people trying to pay the bills are in at a time our gov are trying to scare us into submission before the next wave of cuts/taxes. she just made a very bad job of it by making it personal.
when using taxcalc.eu i was very surprised to see that a public sector employee earning 75k pa is nearly 6k worse off net than his private sector counterpart also on 75k. i know we have a state pension but that doesnt pay the bills in 2012. and they want to cut us more.
It's pretty ok price for a pension (a 30 yr old earning 75k would need to contribute about 6k net to get a 50% pension in the private sector according to the pension board calculator), though I accept you don't have the short term option of suspending contribnutions to improve your current cash flow.
Anyone else think the MABS budget is a wee bit generous. Not amazingly so or anything but every couple of years I usually keep a record of my monthly outgoings monthly expense and the last time I did this exercise my core outgoings were less than theirs.
The indo taking over from the IT as the paper of record? We're doomed.
http://www.independent.ie/opinion/co...p-3263749.html
SOMETHING does not add up about the garda sergeant whose wife has written to Cabinet members claiming the family can't feed its children.
The sergeant earns €75,000 a year when overtime and allowances are taken into account.
But his wife has written to politicians claiming the family has just €109 left a week after income tax, the universal social charge, pension, health insurance, mortgage and utility deductions have been taken out of the pay packet.
The letter explains how the family has a €1,400 monthly mortgage payment on a four-bedroom semi-detached family home bought seven years ago.
Repeated cuts to her husband's wages have left them "living a nightmare".
"There are weeks when I can't put food on the table. I call them 'cornflakes days' when all we eat all day is cornflakes," the letter from the wife claims (the husband did not want to be named, as he is a garda).
The woman wrote that even though her eldest child got enough points to go to a prestigious college, they couldn't afford the fees.
The plight of the family has been cited as an example of the financial difficulties of middle-income households.
But hold on a minute here. There is something not quite right about this.
Can a family grossing €75,000 really not afford to provide its children with a wholesome meal?
Finance experts calculated yesterday that earnings as high as that should leave a lot more to live on than €100 a week.
Some quick calculations indicate that even after pension, income tax and the universal social charge are taken out that the net pay should be €3,600 a month.
The monthly mortgage payments are indeed high but even after that is paid there should still be €2,200 left over which would allow a family to live comfortably, according to figures put together by accountants on the www.askaboutmoney.com website.
And others have questioned why a family that is forced to give its children cornflakes all day on some days is paying €75 a week for private health insurance.
As for the claim that the family can't send one of its children to college, it needs to be pointed out that 42pc of students are on a grant. The awarding of a grant, or a part grant, is based on a means test.
Now there could be other debts that the letter does not detail, but is defies belief that a family on €75,000, even with a big mortgage, is struggling to feed its children a decent meal.
Could it be that the letter is an elaborate attempt to ensure the gardai do not lose some of the 57 different allowances they get?
One has to wonder.
"We will not walk in fear, one of another. We will not be driven into an age of unreason if we dig deep into our history and remember we are not descended from fearful men" Edward R Murrow
"Little by little, we have been brought into the present condition in which we are able neither to tolerate the evils from which we suffer, nor the remedies we need to cure them." - Livy
Interesting article in the Irish Times today.
4 Feb 2011 - Gilmore on the General Election
"Frankfurts way or Labours way."
28 Feb 2012 - Gilmore on a yes vote for the fiscal treaty
"A vote for economic stability and a vote for economic recovery."
To be fair, Charlie Weston gets it wrong about the €75k - that is not the current salary. Even if the confusion stems from the poorly constructed original article, he should have got that right.
As for that IT article today - it's good to hear there are actually options for those who want to look to emigrate. I wonder are there similar schemes for Canada?
It is useless to attempt to reason a man out of a thing he was never reasoned into.
Every plan I have is the best plan in the room. Everybody get quiet and listen to it, and everybody will win
It is useless to attempt to reason a man out of a thing he was never reasoned into.
Every plan I have is the best plan in the room. Everybody get quiet and listen to it, and everybody will win
Not sure if there is a fast track, but it's interesting to see the salaries for the Mounties.
http://www.rcmp-grc.gc.ca/recruiting...s-taux-eng.htm
They'd earn a lot more than the Guards, it would seem.
Then again, I wouldn't fancy working in -20 for most of the winter ...
“Do not repeat the tactics which have gained you one victory, but let your methods be regulated by the infinite variety of circumstances.”
They have a good choir though - if a little prudish perhaps
http://www.youtube.com/watch?v=5zey8567bcg
I am one of the 5 clowns woo hoo
How many on here would encourage their kids to emigrate? (I know that some will have no choice but to go) but if they had the choice would you encourage it?
I think most of us like to have our families close by, but I wonder would I be selfish not to say "Go out there and see what you can make for yourself, see a bit of the world and if you find a part you like settle down there) I was an awful homebird, but I've become more and more disillusioned with this place, yet too old and too tied to go anywhere. The Climate here is yuk although you could no doubt get fed up with non-stop sunshine too
Con Artist
In fairness to the point made in the article, I am aware of evidence that supports it. Your point above Joey is accepted, but in fairness would only apply provided the lift home was within a few miles radius..
Garda rosters were totally revamped in April this year to bring them (largely) into line with the E.U. working time directive. The new rosters now provide for a minimum of 11 hours rest period between shifts. Prior to April the shift pattern was such that members regularly finished at 10pm and were required to start again at 6am the following morning, an 8 hr turnaround.
When you couple the above with members who worked in Dublin, but bought houses in towns as far as away as Mullingar, Carlow etc you can see how it might make sense for a lad to put the head down local to the station rather than spend possibly 2 of the 8 hrs rest driving up and down. He was also saving €€€€ on fuel. In some cases I'm aware of it was done as a necessity as money got tighter, but how widespread it was (is?) as a problem I have no idea.
In the instances I'm aware of a Sgt. I know had 2 or 3 lads on his unit in a North City Dublin station. The lads were able to kip down in quiet corner of that particular station. It's possible that a few lads elsewhere did resort to their cars.
I would encourage it if there were good opportunities to be had. It becomes a lot tougher once young kids are involved, for instance myself and the wife have thought it over but did not feel good about depriving our son of his grandparents and cousins and vice versa.
Of course, if you go in your early to mid 20s there's no guarantee you can or will want to come back to "settle", but I kind of wish I did something along those lines.
Have 1 that has already gone and another who is almost certain to go in the New Year - its a bit of a silent killer really. Like all parents on here I want what is best for my kids (well young adults now but still will always be my kids to me) and as such if there are opportunities abroad I would encourage them to go. My real feelings I would keep to myself as I think it would be selfish (I am not judging anyone here this is how I would feel about myself some could argue quite reasonably not saying what you feel is selfish).
Discussions revolve around opportunities for them here and abroad and how their lives will develop, but really for me its a killer. I think Val we all love having our families nearby and when they leave it is heartbreaking but we all hate seeing them struggle as well. I prefer to see them leave and live well then stay in this cesspit and struggle.
I am one of the 5 clowns woo hoo
All my siblings emigrated at some point, some had it easy, others not so but the stories are all good even when 2 were homeless for a week in London, 2 married people they met while away so will never be back.
I would actively encourage my kids to give it a go regardless of the economic situation here as it is a small world now and it's a great way to grow up quick, for me I wanted to be home and like the place more because I was away, 1 brother left at 16 and struggles to think of here as home.
Mine are a wee bit younger DONC, but think I'd feel exactly as you do. Personally wish I had the balls to do it years ago, now there are things I'd miss, the rugby etc, but to be honest I look at some friends who headed off to Perth several years ago, they came back for a holiday recently and the youngest Aussie born kid said "Does the Sun ever come out in this place?" From the mouth of babes
Con Artist
Definitely. My eldest son has lived abroad for 3 years now and I have tried unsuccessfully to encourage the younger one to move to New Zealand for a couple of years (he & his g/f live in the next town to home). I think it's a great opportunity to grow and mature. Of course I miss 1st son, but it's the nature of rearing kids to encourage them to go. And although 2nd son is close to home, I leave the pair of them very much to themselves as everybody needs their space.
"We will not walk in fear, one of another. We will not be driven into an age of unreason if we dig deep into our history and remember we are not descended from fearful men" Edward R Murrow
"Little by little, we have been brought into the present condition in which we are able neither to tolerate the evils from which we suffer, nor the remedies we need to cure them." - Livy
As much as it galls me to defend an Indo journalist, I think Weston's piece was written prior to Kathy Sheridan's clarifications and Weston is merely echoing what 90% of the commentary on the internet was saying - that the figures as presented simply did not add up. Without the additional info which Sheridan withheld for whatever reason, Weston's article is perfectly acceptable.
I get a shiver down my spine at the thought of the Indo being more reliable than the IT.
It was perfectly clear to me, and to others, on reading the first article that his earnings had reduced. Not sure where that confusion would have come from.
"We will not walk in fear, one of another. We will not be driven into an age of unreason if we dig deep into our history and remember we are not descended from fearful men" Edward R Murrow
"Little by little, we have been brought into the present condition in which we are able neither to tolerate the evils from which we suffer, nor the remedies we need to cure them." - Livy
Even the bould Kathy wasn't pompous enough to deny that she didn't explain herself well in the original article and went as far as to issue an unprecedented clarification. The diligent folk across Ireland who pulled her up on the her shoddy article have done journalism a service and hopefully prevented other lazy hacks from dishing out emotive crap for the gullible.
In any case, the reduction in wages in the past year does not explain how someone on 75k has been lobbying the journalist for years pleading poverty, nor the unbelieveable figures for guards going to MABS.